MARYLAND and VIRGINIA
REAL ESTATE and HOMES

Homes in Maryland and Virginia Real Estate Market

"Enjoy The Home Buying Experience"

"Homefinders Also Offers Spanish Speaking
Agents for Maryland, Virginia, DC Real Estate"

MARYLAND HOMES VIRGINIA HOMES

Search Listings in Maryland and Northern Virginia.

MARYLAND AND VIRGINIA REAL ESTATE AND HOMES. Your search begins with the Homefinders.com menu of pages designed to help you, our home buyer and seller consumer understand the Maryland and Northern Real Estate by providing you with: Market information, local state, county and some city/town maps, information about the home buying process from search to settlement.

MAIN PAGE
Main Page - The areas our Maryland and Virgnia agents cover and the services we offer.
SEARCH LISTINGS - All active listings in a searchable database. Wonderful to on line searches.
Connect To Homesdatabase.com - The MLS like search system for home buyers and sellers.
Contact Us - We can help.
Site Map - Everything you ever wanted to know about real estate in Maryland and Northern Virginia.

MAPS AND DEMOGRAPHICS
Virginia Real Estate Market - An overview of the counties and cities in Northern Virginia
Maryland Real Estate Market - A Maryland market overview of the area.
Homefinders.com Market Area - Maryland and Northern Virginia unique areas.
Maryland Facts - Q & A about the Maryland real estate market.
Virginia Facts - Q & A about the Northern Virginia real estate market.
County Maps Maryland - Maps and Facts about counties in Maryland.
County Maps Virginia - Maps and Facts about counties in Northern Virginia
Major Cities Maryland - Maps and Facts about popular towns and cities in Maryland
Major Cities Virginia - Maps and Facts about popular towns and cities in Northern Virginia
MD & VA Maps & Demographics - About towns and communities in MD and Northern VA.
YMCA in Maryland and Northern Virginia - Guide to local YMCA Centers.

BUYERS: INFORMATION & TIPS
Steps to Buying a Home in Maryland or Northern Virginia
Buying A Home - Guide for Maryland and Virginia home buyers
Recent Sales - Average SOLD prices for area markets
Market Conditions - General regional information
Home Styles in MD & VA - Regional popular home styles
Buying Resale Homes - Advantages of resale homes
Buying New Homes - Advantages of new homes
Buying Luxury Homes - Areas for luxury homes in MD & VA
Buying Waterfront Homes - Unique properties on the water.
Buying a foreclosed home in Maryland and Virginia - A growing market
BRAC Military Relocation - Help for military home buyers

SELLERS: INFORMATION & TIPS
Selling A Home - 5% listing fee and FREE CMA
Selling A Home in Maryland and Northern Virginia
FREE CMA - Don't guess at your home value
Pricing Your Home in Maryland or Virginia - Why are you selling?
Tips to Help Sell Your Home - Analyze your home's condition
Preparing Your Home To Sell - Removing barriers to sale
Contact Us For Help - We can help
Short Sales in MD & VA - Preparing home sellers for short sales
Real Estate Auctions in Maryland - Your home may be a good candidate

MEET SOME OF OUR DEDICATED BUYERS' AGENTS
Agents who, through special training and experience, help home buyers
Homefinders.com Agents - Agents and brokers with years experience
What does e-PRO Mean? - Communicating in the 21st Century
Representing Home Buyers - We advocate for you, our home buyers
REALTORS ® - Members of the National Association of Realtors
Why We Serve Buyers - Buyers have a need for someone in their corner

HOMEFINDERS LIBRARY of HELPFUL ARTICLES
Home Buying Tips - Discussion about home buying
Home Inspections - Recommended but how do they help.
Real Estate Settlements - A walk through a settlement meeting
Property Survey - Important document to preserve
Title Search - Any liens or encumbrances will be revealed
Credit Scores - Important measure of your credit worthiness
Relocating? Suggestions to make your relocation easier
Real Estate Glossary - From Abstract to Zoning

HOME INSPECTIONS AND TESTS
Home Inspections - An evaluation of the condition of the house
FREE Home Warranty - FREE for our home buyers for one year.
Lead Paint Disclosure - Required for homes constructed 1978 or earlier
About Mold - Suggestions about mold in homes
Radon Testing - Recommended in higher elevations in MD & VA
Sump Pumps - Recommended if any part of the structure is below grade
Termite Inspections - Essential in MD & VA

MORTGAGE INFORMATION
Mortgage Information
First Time Home Buyers
Getting Pre-Qualified
About Interest Rates
How Much Can You Buy
About Home Loans
About Lenders
About Appraisals
Good Faith Estimate
Closing Costs
FHA Loans
Veterans Administration Loans

TRANSPORTATION GUIDES FOR TRAIN COMMUTERS
Light Rail for Commuters
Compare Commuting Routes
About MARC Train
About METRO
About the Virginia Railway Express

LOCAL MARYLAND AND VIRGINIA COUNTY MAPS AND FACTS

FACTS ABOUT COUNTIES IN MARYLAND
Maps and local demographic information for counties in the Homefinders.com market area in Maryland Anne Arundel County
Baltimore County
Calvert County - Southern MD
Carroll County
Cecil County
Charles County - Southern MD
Frederick County
Harford County
Howard County
Kent County - Eastern Shore
Montgomery County
Prince George's County
Queen Anne's County - Eastern Shore
St. Mary's County - Southern MD
Talbot County - Eastern Shore
Washington County

FACTS ABOUT COUNTIES IN NORTHERN VIRGINIA
Maps and local demographic information for counties in the Homefinders.com market area in Virginia
Arlington County and City
Caroline County
Culpeper County
Fairfax County
Falls Church
Fauquier County
King George County
Loudoun County
Prince William County
Spotsylvania County
Stafford County
Westmorland County
Shenandoah Area Counties

LOCAL MARYLAND AND VIRGINIA TOWN AND CITY MAPS AND FACTS

FACTS ABOUT TOWNS AND CITIES IN MARYLAND
Popular locations for home buyers in Maryland Annapolis
Anne Arundel County
Baltimore City
Bel Air - Harford County
Bethesda - Montgomery County
Bowie - Prince George's County
Centreville - Queen Anne's County
Columbia - Howard County
Easton - Talbot County
Elkton - Cecil County
Frederick - Frederick County
Hagerstown - Washington County
Lexington Park - St. Mary's County
Prince Frederick - Calvert County
Rockville - Montgomery County
Waldorf - Charles County
Westminster - Carroll County

FACTS OF INTEREST ABOUT TOWNS AND CITIES IN NORTHERN VIRGINIA
Popular areas for real estate in Northern Virginia
Alexandria (Old Town)
Arlington County (and City)
Berryville - Clarke County
Culpeper County (and City)
Fairfax - Fairfax County
Falls Church - City
Fredericksburg - Stafford/Spotsylvania County
Great Falls - Fairfax County
Herndon - Fairfax County
King George - King George County
Leesburg - Loudoun County
Lovettsville - Loudoun County
Manassas - Prince William County
McLean - Fairfax County
Reston - Fairfax County
Stafford - Stafford County
Warrenton - Fauquier County
Farmer's Markets Loudoun County
Richmond Virginia

RECENT HOME SALE PRICES IN MARYLAND AND VIRGINIA
Maps for Area Counties
Historic Interest Rates, National
Property Values, National
Monthly Market Conditions Report

MARYLAND RECENT HOME PRICES
Anne Arundel
Baltimore
Calvert
Carroll
Charles
Frederick
Howard
Montgomery
Prince George's
St. Mary's

VIRGINIA RECENT HOME PRICES
Arlington
Alexandria
Fairfax
Falls Church
Fauquier
King George
Loudoun
Spotsylvania
Stafford
Prince William
Gettysburg

SEARCH LISTINGS VIRGINIA: Search homes listed by agents for sale in the MLS through the consumer site, Homesdatabase.com in Alexandria, Arlington, Culpeper, Fairfax, Falls Church, Fauquier, King George, Loudoun, Prince William, Spotsylvania, Stafford, Westmorland. Existing homes for sale as well as a wide New Home Selections including new construction, homes in inventory ready for quick delivery. Homefinders also offers hundreds of foreclosures and short sale real estate for Maryland and Virginia real estate home buyers.

SEARCH LISTINGS MARYLAND: Homes listed by agents in the MLS for Virginia are available for buyers to search on Homesdatabase.com for Anne Arundel, Baltimore, Baltimore City, Calvert, Carroll, Cecil, Charles, Frederick, Harford, Howard, Montgomery, Prince George's, St. Mary's, Washington counties and the Maryland Eastern Shore in Caroline, Dorchester, Kent, Queen Anne's, Somerset, Talbot, Wocomico, Worchester. Homes listed for sale include a wide selection of resales in all prices, new homes including new construction and homes ready for quick move in, foreclosed properties and short sale listings.

MEET the Homefinders broker and agents ready to help YOU. Homefinders is a network of experienced full time real estate professionals who are dedicated to helping you, the home buying consumer. Find the very best home that meets your needs at the very best price, terms and conditions. Experienced licensed Maryland and Virginia Brokers and Agents who meet the Homefinders.com criteria for excellence helping home buyers and sellers with:


Resale Homes * New Homes * Luxury & Custom Homes * Waterfront Properties * Foreclosures * Short Sales * Horse Properties * Acreage

FORECLOSED HOMES FOR SALE IN MARYLAND AND NORTHERN VIRGINIA - Contact us for a tour of foreclosed homes in your preferred area and price range.

Maryland bank owned, REO, foreclosed properties for sale. 2008 Average Prices.
Anne Arundel County foreclosures - 31 - average price $343,403.
Baltimore County foreclosures - 30 - average price $232,817.
Carroll County foreclosures - 3 - average price $243,933.
Charles County foreclosures - 13 - average price $378,292.
Frederick County foreclosures - 32 - average price $299,778.
Howard County foreclosures - 13 - average price $359,162.
Montgomery County foreclosures - 145 - average price $310,467.
Prince George's County foreclosures - 203 - average price $285,242.

Virginia bank owned, REO, foreclosed properties for sale. 2008 Average Prices.
Arlington County foreclosures - 13 - average price $352,446.
Fairfax County foreclosures - 380 - average price $331,802.
Fauquier County foreclosures - 12 - average price $301,367.
Loudoun County foreclosures - 187 - average price $298,016.
Manassas foreclosures - 131 - average price $184,078.
Prince William County foreclosures - 598 - average price $234,552.
Stafford County foreclosures - 46 - average price $286,808.

Welcome to Homefinders.com. This web site, HOMEFINDERS.COM, has been helping home buyers find their new or resale home for sale in Maryland and Virginia areas since 1995. Lenn Harley, Broker for Homefinders.com has been helping home buyers in Maryland and Northern Virginia since the mid 1980s through title services, as a Maryland real estate agent, a Virginia real estate agent and as a Maryland and Virginia real estate Broker. Call me to chat about your real estate needs in Maryland or Northern Virginia, Lenn Harley, 800-711-7988.

"All agents and broker for Homefinders.com are members of the NATIONAL ASSOCIATION OF REALTORS®. In recognition and appreciation of their obligations to clients, customers, the public, and each other, REALTORS® continuously strive to become and remain informed on issues affecting real estate and, as knowledgeable professionals, they willingly share the fruit of their experience and study with others." NAR Code of Ethics.

Homefinders.com is dedicated to the spirit and law of Fair Housing for all home buyers. Homefinders.com follows Fair Housing in employment and housing.

"Domain for Sale"

   
Buyer Rebate Certificate HERE
Click image to enlarge

WHAT'S HOT AND WHAT'S NOT IN THE MARYLAND AND NORTHERN VIRGINIA REAL ESTATE MARKET?

HOT - FORECLOSURES IN MARYLAND AND NORTHERN VIRGINIA
Banks and mortgage companies have foreclosed on a record number of properties in Maryland and Northern Virginia and these homes are for sale NOW and at priced discounted about 5-20% from market averages. Homefinders network of highly experienced agents and broker know how to negotiate good contracts for our buyers and we are dedicated to finding the best home for you at the best price possible.

HOT - NEW HOMES IN SOME VIRGINIA
Builders in Virginia have reduced prices dramatically in the past year and you can benefit.
We fully expect new home prices to be increased shortly. We may be wrong. What we do know is that our new home buyers have purchased homes at about 10-20% less than prices were in 2005-2006. Builders are offering generous incentives to buy NOW while they have so many lots on which to build and personnel that they need to keep busy in these slow times. Home buyers can take advantage of the slow new homes market. Contact Lenn 800-711-7988 with questions. We've been selling new homes in Maryland and Northern Virginia for over 20 years and never have I seen better bargains for new home buyers. We also REBATE 1% of the sale price of the home back to our buyer. Our way of saying THANKS!

WHAT'S NOT HOT - SHORT SALES
There are bargains to be had in for our home buyers who have the patience to deal with the banks and mortgage companies that hold the liens on homes. HOWEVER, the banks and mortgage companies do NOT have guidelines for processing SHORT SALES. Our network of experienced real estate brokers and agents have successfully listed and sold many short sales in the past year. However, the process for BUYING A SHORT SALE IN MARYLAND OR VIRGINIA is slow due to the poor processing of the bank or mortgage company that must approve the SHORT SALE. The contract of sale is between the buyer and seller. However, the mortgage company MUST approve the sale and they often take 30-120 days to make a decision. Buyers need to be aware of the possible delays and possibility that a Short Sale contract may not close. Banks can withdraw approval all the way to the day of settlement. We will help you find a home offered as a Short Sale. We know how to process the contracts. We cannot promise that the seller has a property that will close as a Short Sale. Homes listed as Short Sale may not meet the lender's guidelines for Short Sale and the lender may not have reasonable guidelines. Homefinders agents know how the system works and will do our best to protect you whether you are buying or selling.

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