MARYLAND and VIRGINIA
REAL ESTATE and HOMES

Homes in Maryland and Virginia Real Estate Market

"Enjoy The Home Buying Experience"

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Agents for Maryland, Virginia, DC Real Estate"

MARYLAND HOMES VIRGINIA HOMES

Search Listings in Maryland and Northern Virginia.

SEARCH FOR: Resale or new homes for sale in Maryland and Northern Virginia. Search homes for sale in MD and Northern VA by location, price range, bedrooms, baths, lot size, waterfront, garage, etc. All active listings are included in Homesdatabase and listings are updated hourly. Homefinders.com network of agents and brokers are experienced with all market areas in the Homesdatabase system.

SPECIAL FINANCING FOR OUR BUYERS

• 100% Financing for qualified areas in MD and VA.
• USDA Rural Housing Loans in Maryland and Virginia Areas.
• $10,000 GRANT for Qualified First Time Home Buyers.
• First Time Home Buyer Programs in MD and VA.
• Special low down payments in Northern Virginia.
• VHDA and VHDA Plus Loans for Northern Virginia
• Veterans Administration and Military Relocation Buyers Agent Specialists
• FHA Loan Specialists
• FHA 203(k) Home Improvement Purchase and Financing Specialists
• Tax Rebate for First Time Home Buyers up to $7,500.
• FREE CREDIT REVIEW.
• FREE loan pre-qualification for our buyers.

EXPERIENCED BUYERS AGENTS SERVE OUR BUYERS

• Luxury Home Specialists for MD and VA - New and Resale Luxury Property Specialists
• Foreclosure Specialists in MD and VA, Bank Owned Homes - REO Listings
• Short Sale Experts for Buying and Selling - Avoid Foreclosure.
• New Homes REBATE Maryland and Northern Virginia Homes - Up to 1% of Sale Price.
• Resale Homes specialists in Maryland and Northern Virginia - Single Family, Towns and Condos
• Experienced Buyers Agents looking out for our buyers' needs.
• First Time Home Buyer Specialists - We know the builders. We know the locations.
• All agents covered by E&O Insurance - For your protection.
• Throughout Maryland and Northern Virginia, we serve home buyers
• Homefinders' network of agents provide Comparitive Market Information for our buyers.
• Homefinders' network of agents are not affiliated with any lender, title company.
• Homefinders' agent attend all home inspections.
• Homefinders' agents attend termite inspections.
• Experienced REALTORS ® ready to help you find and buy the best home for your money.
  

MARYLAND AND VIRGINIA REAL ESTATE AND HOMES. Your search begins with the Homefinders.com menu of pages designed to help you, our home buyer and seller consumer understand the Maryland and Northern Real Estate by providing you with: Market information, local state, county and some city/town maps, information about the home buying process from search to settlement.

MAIN PAGE
Main Page - The areas our Maryland and Virgnia agents cover and the services Homefinders.com offers.
SEARCH LISTINGS - All active listings in a searchable database. Get daily updates and listing details.
Connect To Homesdatabase.com - See listings with Bedrooms, Baths, Lot Size, Price, Garages, and more.
Contact Us - We can help. We can schedule tours of homes, pre-qualify, help with area information, schools.
Site Map - Everything you ever wanted to know about real estate in Maryland and Northern Virginia.
Featured Homes MD VA - New and resale home available now. These are homes with special prices.

FIXER UPPER HOMES AND REAL ESTATE IN MARYLAND AND VIRGINIA. FHA 203(k) and Conventional Purchase and Home Renovation Loans. Purchase & Improvement finance all in one loan.
Repairs, Additions and Renovations That May Be Financed
Fixer Upper Homes in Maryland and Northern Virginia
Fixer Upper Homes in Montgomery County, Maryland
Fixer Upper Homes in Bowie, Maryland
Fixer Upper Homes in Damascus, Maryland
Fixer Upper Victorians in Montgomery County, Maryland

MAPS AND DEMOGRAPHICS
Virginia Real Estate Market - An overview of the counties and cities in Northern Virginia.
Maryland Real Estate Market - A Maryland market overview of the area, Eastern and Western Shores.
Homefinders.com Market Area - Maryland and Northern Virginia unique areas, Maps and Facts.
Maryland Facts - Q & A about the Maryland real estate market. Can't find it? Just call Lenn 800-711-7988.
Virginia Facts - Q & A about the Northern Virginia real estate market. Can't find it? Just call Lenn 800-711-7988.
County Maps Maryland - Main roads and towns and cities in MD real estate.
County Maps Virginia - Maps and Facts about counties in Northern Virginia
Major Cities Maryland - Maps and Facts about popular towns and cities in Maryland. We know the area.
Major Cities Virginia - Maps and Facts about popular towns and cities in Northern Virginia real estate market.
MD & VA Maps & Demographics - About towns and communities in MD and Northern VA homes and real estate.
YMCA in Maryland and Northern Virginia - Guide to local YMCA Centers. Activities year round.

BUYERS: INFORMATION & TIPS
Steps to Buying a Home in Maryland or Northern Virginia; Single Family, Town Home, Condo.
Buying A Home - Guide for Maryland and Virginia home buyers to help you find prices and location.
Recent Sales - Average SOLD prices for area markets. If you can't find it, call Lenn 800-711-7988.
Market Conditions - General regional information and MD and VA real estate price trends.
Home Styles in MD & VA - Regional popular home styles for Single Family, Town Homes and Condos.
Buying Resale Homes - Advantages of resale homes, quick occupancy, established landscaping, etc.
Buying New Homes - Advantages of new homes, new home warranty, clean, style, good incentives.
Buying Luxury Homes - Areas for luxury homes in MD & VA and experienced luxury home agents.
Buying Waterfront Homes - Unique properties on the water and experienced water front agents.
Buying a foreclosed home in Maryland and Virginia - A growing market and offers good prices.
BRAC Military Relocation - Help for military home buyers in Maryland and Northern Virginia, VA loans.

SELLERS: INFORMATION & TIPS
Selling A Home - 5% listing fee and FREE CMA
Selling A Home in Maryland and Northern Virginia
FREE CMA - Don't guess at your home value
Pricing Your Home in Maryland or Virginia - Why are you selling?
Tips to Help Sell Your Home - Analyze your home's condition
Preparing Your Home To Sell - Removing barriers to sale
Contact Us For Help - We can help
Short Sales in MD & VA - Preparing home sellers for short sales
Real Estate Auctions in Maryland - Your home may be a good candidate

MEET SOME OF OUR DEDICATED BUYERS' AGENTS
Agents who, through special training and experience, work in the buyers' interests.
Homefinders.com Agents - Agents and brokers with years experience representing buyers.
What does e-PRO Mean? - Communicating in the 21st Century through electronics.
Representing Home Buyers - We advocate for you, our home buyers, we negotiate for YOU.
REALTORS ® - Members of the National Association of Realtors.
Why We Serve Buyers - Buyers have a need for someone in their corner who advocates for Buyers.

HOMEFINDERS LIBRARY of HELPFUL ARTICLES
Home Buying Tips - Discussion about home buying from home search to settlement.
Home Inspections - Recommended to learn the condition of the structure and mechanicals.
Real Estate Settlements - A walk through a settlement meeting where you get the keys to the house.
Property Survey - Important document to preserve for financing, refinancing, wills, etc.
Title Search - Any liens or encumbrances will be revealed and you will be protected.
Credit Scores - Important measure of your credit worthiness and ability to borrow.
Relocating? Suggestions to make your relocation easier. Experienced agents that know the area.
Real Estate Glossary - From Abstract to Zoning to help you understand the home buying experience.

HOME INSPECTIONS AND TESTS
Home Inspections - An evaluation of the condition of the house and needed repairs if any.
FREE Home Warranty - FREE for our home buyers for one year.
Lead Paint Disclosure - Required for homes constructed 1978 or earlier.
About Mold - Suggestions about mold in homes and the risks when buying.
Radon Testing - Recommended in higher elevations in MD & VA
Sump Pumps - Recommended if any part of the structure is below grade
Termite Inspections - Essential in MD & VA no matter the age of the structure.

MORTGAGE INFORMATION
Mortgage Information - Mortgage Calculator - Mortgage types
Ask the Loan Officer - Experienced Loan Officers answer consumers.
First Time Home Buyers - Grants, CDA, special programs, warranty, REBATE.
First Time Home Buyers CDA Money, $1,000 buyer's investment.
Getting Pre-Qualified - It takes minutes to learn your qualifying price range.
About Interest Rates - Also points and lender fees.
How Much Can You Buy - Quick Mortgage Calculator.
About Home Loans - Learn about different loan types.
About Lenders - Loan officers, lenders and mortgage companies.
About Appraisals - Some insight into home appraisals.
Good Faith Estimate - What's included in the bottom line.
Closing Costs - Explanation of the transfer fees, loan fees.
FHA Loans - Government insured mortgage loans.
Veterans Administration Loans - VA Loan Guaranty.

TRANSPORTATION GUIDES FOR TRAIN COMMUTERS
Light Rail for Commuters - In MD and Northern Virginia.
Compare Commuting Routes - How far from your employment destination.
About MARC Train - Maryland Light Rail Commuter Route.
About METRO - Local Commuter Rail system in DC/MD and Northern Virginia.
About the Virginia Railway Express - From Manassas and Fredericksburg to DC.

LOCAL MARYLAND AND VIRGINIA COUNTY MAPS AND FACTS

FACTS ABOUT COUNTIES IN MARYLAND
Maps and local demographic information for counties in the Homefinders.com market area in Maryland Anne Arundel County - Water oriented.
Baltimore County - Business center.
Calvert County - Southern MD - Water oriented communities.
Carroll County - Rural communities.
Cecil County - Water oriented.
Charles County - Southern MD - Andrews AFB, close to DC.
Frederick County - Rural communities.
Harford County - Affordable.
Howard County - Highly ranked public schools. Luxury homes. Columbia.
Kent County - Eastern Shore - Water oriented.
Montgomery County - Luxury communities, Business centers, close to D.C. METRO.
Prince George's County - Close to D.C., METRO.
Queen Anne's County - Eastern Shore - Water oriented.
St. Mary's County - Southern MD - Water oriented communities, Pax River.
Talbot County - Eastern Shore - Water oriented, luxury communities.
Washington County - Rural, affordable.

FACTS ABOUT COUNTIES IN NORTHERN VIRGINIA
Maps and local demographic information for counties in the Homefinders.com market area in Virginia
Arlington County and City - Urban, City of Arlington
Culpeper County - Rural - County Seat, Culpeper
Fairfax County - Urban - County Seat, City of Fairfax
Falls Church - Urban - City of Falls Church
Fauquier County - Rural - County Seat, Warrenton
King George County - Rural - County Seat, King George
Loudoun County - Rural in West, urban in East - County Seat, Leesburg
Prince William County - Urban in West, Rural in East - County Seat Manassas
Spotsylvania County - Rural - County Seat, Spotsylvania
Stafford County - Rural - County Seat, Stafford
Westmorland County - Rural - County Seat, Montross
Shenandoah Area Counties - Rural - Towns of interest, Luray, Front Royal, Winchester

LOCAL MARYLAND AND VIRGINIA TOWN AND CITY MAPS AND FACTS

FACTS ABOUT TOWNS AND CITIES IN MARYLAND
Popular locations for home buyers in Maryland Annapolis
Anne Arundel County
Baltimore City
Bel Air - Harford County
Bethesda - Montgomery County
Bowie - Prince George's County
Centreville - Queen Anne's County
Columbia - Howard County
Easton - Talbot County
Elkton - Cecil County
Frederick - Frederick County
Hagerstown - Washington County
Lexington Park - St. Mary's County
Prince Frederick - Calvert County
Rockville - Montgomery County
Waldorf - Charles County
Westminster - Carroll County

FACTS OF INTEREST ABOUT TOWNS AND CITIES IN NORTHERN VIRGINIA
Popular areas for real estate in Northern Virginia
Alexandria (Old Town)
Arlington County (and City)
Berryville - Clarke County
Culpeper County (and City)
Fairfax - Fairfax County
Falls Church - City
Fredericksburg - Stafford/Spotsylvania County
Great Falls - Fairfax County
Herndon - Fairfax County
King George - King George County
Leesburg - Loudoun County
Lovettsville - Loudoun County
Manassas - Prince William County
McLean - Fairfax County
Reston - Fairfax County
Stafford - Stafford County
Warrenton - Fauquier County
Farmer's Markets Loudoun County
Richmond Virginia

RECENT HOME SALE PRICES IN MARYLAND AND VIRGINIA
Maps for Area Counties
Historic Interest Rates, National
Property Values, National
Monthly Market Conditions Report

MARYLAND RECENT HOME PRICES
Anne Arundel
Baltimore
Calvert
Carroll
Charles
Frederick
Howard
Montgomery
Prince George's
St. Mary's

VIRGINIA RECENT HOME PRICES
Arlington
Alexandria
Fairfax
Falls Church
Fauquier
King George
Loudoun
Spotsylvania
Stafford
Prince William
Gettysburg

Purcellville, VA 20132 $549,990 - $789,990 3433 -5400 Sq. Ft., 3 Ac. Lots $10,000 New Home REBATE #1		Round Hill, VA 20141 $499,990 - $564,990 3433 - 4243 Sq. Ft., 1-3 Ac. Lots $50,000 Structural Incentives $10,000 New Home REBATE #2

Walkersville, MD 21793 $299,900 Base Price Free Fireplace 100% Financing Available $4,000 Broker REBATE #3		Round Hill, VA 20141 $674,000 4552 Sq. Ft., 3 Ac. Lot $10,000 Closing Help $10,000 New Home REBATE #4

Waterford, VA 20197 $879,900 5800 Sq. Ft., 3 Ac. Lot $10,000 Closing Help $10,000 New Home REBATE #5		Leesburg, VA 20175 $1,199,000 Now $1,050,000. $5,000 BUYER REBATE/ BONUS 4578 Sq. Ft., 4.3 Ac. Lot 4 Years Old, Beautiful Home #6

Springfield, VA 22152 $450,000 2200 Sq. Ft., 1/4 Ac. Lot More Photos HERE All Closing Paid #7		Springfield, VA 22152 $879,990 2768 Sq. Ft., 1/4 Ac. Lot $9,000 New Home REBATE #8

Glendale, Howard County Maryland - 21738 Historic Home in lovely Golf Course Community. Complete Restoration $1,250,000 #9		Purcellville VA 20134 $519,990 New Home, Quick Delivery 4 BR, 3 1/2 BA, 2 Car Gar. $5,000 New Home REBATE. #10

SEARCH LISTINGS VIRGINIA: Search homes listed by agents for sale in the MLS through the consumer site, Homesdatabase.com in Alexandria, Arlington, Culpeper, Fairfax, Falls Church, Fauquier, King George, Loudoun, Prince William, Spotsylvania, Stafford, Westmorland. Existing homes for sale as well as a wide New Home Selections including new construction, homes in inventory ready for quick delivery. Homefinders also offers hundreds of foreclosures and short sale real estate for Maryland and Virginia real estate home buyers.

SEARCH LISTINGS MARYLAND: Homes listed by agents in the MLS for Virginia are available for buyers to search on Homesdatabase.com for Anne Arundel, Baltimore, Baltimore City, Calvert, Carroll, Cecil, Charles, Frederick, Harford, Howard, Montgomery, Prince George's, St. Mary's, Washington counties and the Maryland Eastern Shore in Caroline, Dorchester, Kent, Queen Anne's, Somerset, Talbot, Wocomico, Worchester. Homes listed for sale include a wide selection of resales in all prices, new homes including new construction and homes ready for quick move in, foreclosed properties and short sale listings.

MEET the Homefinders broker and agents ready to help YOU. Homefinders is a network of experienced full time real estate professionals who are dedicated to helping you, the home buying consumer. Find the very best home that meets your needs at the very best price, terms and conditions. Experienced licensed Maryland and Virginia Brokers and Agents who meet the Homefinders.com criteria for excellence helping home buyers and sellers with:


Resale Homes * New Homes * Luxury & Custom Homes * Waterfront Properties * Foreclosures * Short Sales * Horse Properties * Acreage

FORECLOSED HOMES FOR SALE IN MARYLAND AND NORTHERN VIRGINIA - Contact us for a tour of foreclosed homes in your preferred area and price range.

Maryland bank owned, REO, foreclosed properties for sale. 2008 Average Prices.
Anne Arundel County foreclosures - 31 - average price $343,403.
Baltimore County foreclosures - 30 - average price $232,817.
Carroll County foreclosures - 3 - average price $243,933.
Charles County foreclosures - 13 - average price $378,292.
Frederick County foreclosures - 32 - average price $299,778.
Howard County foreclosures - 13 - average price $359,162.
Montgomery County foreclosures - 145 - average price $310,467.
Prince George's County foreclosures - 203 - average price $285,242.

Virginia bank owned, REO, foreclosed properties for sale. 2008 Average Prices.
Arlington County foreclosures - 13 - average price $352,446.
Fairfax County foreclosures - 380 - average price $331,802.
Fauquier County foreclosures - 12 - average price $301,367.
Loudoun County foreclosures - 187 - average price $298,016.
Manassas foreclosures - 131 - average price $184,078.
Prince William County foreclosures - 598 - average price $234,552.
Stafford County foreclosures - 46 - average price $286,808.

Welcome to Homefinders.com. This web site, HOMEFINDERS.COM, has been helping home buyers find their new or resale home for sale in Maryland and Virginia areas since 1995. Lenn Harley, Broker for Homefinders.com has been helping home buyers in Maryland and Northern Virginia since the mid 1980s through title services, as a Maryland real estate agent, a Virginia real estate agent and as a Maryland and Virginia real estate Broker. Call me to chat about your real estate needs in Maryland or Northern Virginia, Lenn Harley, 800-711-7988.

"All agents and broker for Homefinders.com are members of the NATIONAL ASSOCIATION OF REALTORS®. In recognition and appreciation of their obligations to clients, customers, the public, and each other, REALTORS® continuously strive to become and remain informed on issues affecting real estate and, as knowledgeable professionals, they willingly share the fruit of their experience and study with others." NAR Code of Ethics.

Homefinders.com is dedicated to the spirit and law of Fair Housing for all home buyers. Homefinders.com follows Fair Housing in employment and housing.

"Domain for Sale"

   
Buyer Rebate Certificate HERE
Click image to enlarge

WHAT'S HOT AND WHAT'S NOT IN THE MARYLAND AND NORTHERN VIRGINIA REAL ESTATE MARKET?

HOT - FORECLOSURES IN MARYLAND AND NORTHERN VIRGINIA
As more homes are foreclosed and offered for sale by banks and mortgage companies, opportunities for a good buy are there for our home buyers. While not all foreclosed homes offer deep discounts from other homes in the same neighborhood, many do. Some foreclosed homes for sale will need cosmetic upgrading after closing, but many are in "move in" condition and offer value comparable to other homes in the same communities.

Foreclosures are a good way for a FIRST TIME HOME BUYER to enjoy home ownership in a low price range and gain equity through simple repairs and a bit of paint, etc. Homes that need significant repairs are better for experienced investment buyers with cash to manage repairs and upgrades or remodel expenses.

Contact Lenn Harley, Broker, Homefinders.com for a tour of foreclosed homes in your area of choice and price range. Our agent partners are fully familiar with processing bank foreclosures, inspections, financing, closing, etc. We can help you make a smart purchase.

HOT - NEW HOMES IN NORTHERN VIRGINIA
Builders in Fairfax, Loudoun, Prince William, Stafford, Spotsylvania and King George Counties, Virginia have reduced prices dramatically in the past year and you can benefit. We fully expect new home prices to begin to increase in 2009. We may be wrong. What we do know is that our new home buyers have purchased homes at about 10-20% less than prices were in 2006-2007. Builders are offering generous incentives to buy NOW while they have so many lots on which to build and personnel that they need to keep busy in these slow times. Home buyers can take advantage of the slow new homes market. Contact Lenn 800-711-7988 with questions. We've been selling new homes in Maryland and Northern Virginia for over 20 years and never have I seen better bargains for new home buyers. We also REBATE 1% of the sale price of the home back to our buyer. Our way of saying THANKS!

WHAT'S GETTING HOT - SHORT SALES
There are bargains to be had in for our home buyers who have the patience to deal with the banks and mortgage companies that hold the liens on homes. Banks and mortgage companies do not have established procedures or guidelines to process SHORT SALES. Yet, a home owners who attempts to sell their home by way of a Short Sale, must have a contingency for THIRD PARTY APPROVAL, the third party being the bank that must agree to the contract compromising their security interest in the seller's real estate. When attempting to buy a SHORT SALE, a home buyer must be working with an experienced Buyer's Agent. Also, banks are under pressure from Fannie Mae to expedite Short Sale transactions.

A home seller's credit report is impaired with bankruptcy, foreclosure AND short sale. However, while a bankruptcy will be on the seller's credit report for about 7-10 years and a Foreclosure will be on their credit report for 4-5 years, a SHORT SALE will be a negative entry on a credit report for about 2 years. So, the home owners's best interest is in expediting a SHORT SALE transaction. That will work in your favor as a home buyer and our experienced Buyer's Agents will help.

MARKET INFORMATION for the Maryland and Northern Virginia real estate areas and price ranges for these unique areas. Contact Lenn Harley, Broker for Homefinders.com in Maryland Virginia for more specific local information, 800-711-7988.

Anne Arundel County MD real estate offers homes priced from abut $110,000 to up to about $12,000,000. The average home price in Anne Arundel County is $650,000 for a Single Family Home.

Baltimore County MD offers homes in rural and urban areas with home prices ranging from $60,000 up to $5,000,000. The average home price in Baltimore County real estate is $470,000.

Baltimore City MD is a community of neighborhoods with homes in historical areas and the distinctive "Baltimore Row House". Baltimore City real estate offers properties for sale in affordable prices of about $50,000 to luxury estate homes and water front properties up to about $2,000,000.

Calvert County MD is a beautiful water oriented rural county with beaches, water front communities and homes with views and access to the Chesapeake Bay to the East and the Patuxent River to the West. Calvert County is a peninsula with water all "round to the delight of home owners and visitors to picturesque areas like Solomons Island at the very southern area. Prices of homes in Calvert County range from about $100,000 for small properties in the Chesapeake Ranch to $5,000,000 luxury estate properties on the waterfront. The average price for homes in Calvert County, MD is about $455,000.

Carroll County, MD in northern Maryland offers significant value for home owners with easy access to Baltimore City and Columbia MD employment centers. Located on the Pennsylvania border, the rural nature of Carroll County reflects the unique value potential of Carroll County real estate prices. The average price for homes in Carroll County is about $430,000 with prices ranging from about $105,000 to about $2,000,000 for luxury property with acreage.

Charles County MD is a convenient location for commuting to DC which makes this area very popular with folks seeking value in a semi-rural area. Also, very popular with military personnel stationed at Andrews AFB and Bolling AFB. In fact, Waldorf, in Charles County is popular with military and civilian personnel working at the Pentagon in Northern Virginia. Homes in Charles County are priced from the mid $100,000 range to as much as $3,000,000 or more for estates or properties with acreage. The average price for a home in Charles County is about $375,000. \

Frederick County MD, located just north of Montgomery County offers value and location for home owners commuting to Montgomery County and Baltimore City for employment. Growth in the economy and housing opportunities in Frederick enabled Frederick County to grow significantly in the past 5-10 years. Commuter Rail, MARC Train, offers convenience for Frederick residents with a destination of Washington, D.C. Prices for homes in Frederick average about $380,000 with estate homes and farm properties upwards of $4,000,000. Northern and Western Frederick County offer rural areas with mountain views and well priced homes.

HOWARD COUNTY REAL ESTATE is unique for home buyers. Howard county homes are close enough to Washington, D.C. and Baltimore employment centers to attract a number of home owners who either drive or commute by MARC Train. Further, Howard County has an established employment base and is close enough to BWI International Airport for that to be a major factor in business in the area. One of the primary reasons home buyer seek Howard County homes is the public school systems consistantly high ranking. Homes are priced from a low of about $150,000 for condos in Columbia and Elkridge, to a high of about $5,000,000 for estate properties in Glenwood. The average price for homes in Howard County is about $590,000, reflecting the newer age of the average home compared to surrounding counties.

Check back often for updates with information about more real estate local information for Maryland and Northern Virginia real estate.

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