* * CLICK HERE * *
To Search Listings of Homes for Sale
in Maryland and Virginia
Phone: 800-711-7988
Lenn Harley, Broker
Homefinders.com
Maryland and Virginia
Phone: 800-711-7988
© 1995 Lenn Harley
VISIT OUR SITE MAP
For Information About
Homefinders.com Services
Homefinders agents are ready to help you with your buying or selling needs whether
you are ready to buy or real estate in Maryland Northern Virginia. The selectinon
of available Homes in Bethesda, Potomac and Rockville in western Montgomery County
is the highest it's been in 20 years. In eastern Montgomery County, real estate in
Silver Spring, Olney, Brookeville and Burtonsville are priced right and there are
many from which to select. Northern In northern Montgomery County, real estate in
Laytonsville, Damascus, Boyds, Clarksburg, Germantown and Gaithersburg offer a
wide selection of new and resale properties.
The 5% LISTING FEE will help you see more cash from your home in Maryland
and Northern Virginia. Our 5% listing fee, FULL SERVICE LISTING, is competitive in the
Maryland and Virginia real estate market. We will always offer a 3% co-op to buyer's
agents who show your home. This helps sell your home faster and for a higher price
with more cash to you. Homes are hard to value today. We'll give you the market
information to help. The market in Maryland and Virginia is slow compared with the
boom years of 2001-2005. Serious home sellers need real facts to price their home
properly for market conditions. Contact Homefinders for a FREE CMA. We can help.
Experienced buyers agents are ready to help you find a home in Columbia,
Clarksville, Elkridge, Laurel, Ellicott City and in the rural and luxury areas of Glenwood
homes with acreage. Not too far away, north of Montgomery County, we can help you find
Frederick County real estate in Frederick, Mt. Airy, Ijamsville, Thurmont in the north
and New Market in the south. To the east of Frederick County is Carroll where our buyers
agents will help you with more affordable homes in Westminster and Sykesville. Finally,
east of Carroll County, you may want to consider the many areas of Baltimore City or
Baltimore County real estate.
Southern Maryland areas in Charles County, Waldorf and La Plata real
estate are popular. St. Mary's and Calvert County. Prince George's County real estate
offers homes in Upper Marlboro, Bowie, Laurel, Clinton and Ft. Washington.
Northern Virginia is an area rich with wonderful homes and communities
where high tech jobs which make this area popular for real estate in McLean, Vienna,
Oakton, City of Fairfax, Great Falls for luxury homes. Centreville, Herndon and
Lorton homes are farther out and more affordable. Homes in Springfield are popular
for Metro. Arlington County and the City of Alexandria real estate is popular for
access to DC by Metro. Old Town Alexandria real estate is popular for luxury homes
and views of the Potomac River.
Loudoun County real estate is popular because it offers wonderful
homes close to high tech jobs and Dulles International Airport. Leesburg, Ashburn,
South Riding, Purcellville, Lovettsville, Hamilton, Round Hill, Hillsboro homes
often have beautiful mountain views.
South into Prince William, King George, Stafford, Fauquier,
home buyers will find wonderful homes with Virginia Railway Access train into
D.C. From Bristow, Manassas, Fredericksburg, Lorton, and routes along the way.
Maryland Eastern shore counties of Kent, Talbot and Queen Anne's offer wonderful opportunities for homes in quiet rural and waterfront communities.
Popular locations for buyers on the Eastern Shore are homes in Chesapeake Bay Bridge.
Towns of Centreville, Chester, Chestertown, Easton, Graysonville, Queenstown and
Rock Hall are popular and offer homes of all types and prices.
SINGLE FAMILY HOMES in Maryland and Northern Virginia may offer
a good buying opportunity for home buyers. Our agents are trained and experienced
selling bank foreclosures, REO, homes that have gone to foreclosure to mortgage
companies, Fannie Mae, Freddie Mac, FDIC and Credit Unions.
Contracts on a foreclosed home can usually be closed in 60 days.
You must be pre-approved for a mortgage loan and have no contingencies. In other
words, you must be ready to buy. Contact Lenn at 800-711-7988 and we'll show you
foreclosures in your price range.
Contact us to tour Maryland and Northern Virginia foreclusuresin your price range. There are opportunities in the foreclosure market. Our
experienced buyers agent will give you the market information you need to make
good buying and investment decisions.
FHA LOAN LIMITS - 2008
Maryland:
Baltimore City/County - $560,000
Calvert County - $729,750
Carroll County - $560,000
Charles County - $729,750
Frederick County - $$729,750
Harford County - $560,000
Howard County - $560,000
Montgomery County - $729,750
Prince George's County - $729,750
St. Mary's County - $400,000
FHA LOAN LIMITS - 2008
Northern Virginia:
Alexandria - $729,750
Arlington - $729,750
Clarke County - $729,750
Fairfax County - $729,750
King George County - $386,250
Loudoun County - $729,750
Prince William County - $729,750
Spotsylvania County - $729,750
Stafford County - $729,750
Average Home Prices Virginia
New Home Prices
in Maryland for 2008.
Anne Arundel County MD
New Home Prices
Average Price - $770,000
Baltimore County MD
New Home Prices
Average Price - $620,000
Calvert County MD
New Home Prices
Average Price - $590,000
Carroll County MD
New Home Prices
Average Price - $420,000
Charles County MD
New Home Prices
Average Price - $540,000
Frederick County MD
New Home Prices
Average Price - $580,000
Harford County MD
New Home Prices
Average Price - $410,000
Howard County MD
New Home Prices
Average Price - $750,000
Montgomery County MD
New Home Prices
Average Price - $1,400,000
Prince George's County MD
New Home Prices
Average Price $560,000
St. Mary's County MD
New Home Prices
Average Price - $395,000
New Home Prices
in Virginia for 2008.
Alexandria VA
New Home Prices
Average Price $950,000
Arlington County VA
New Home Prices
Average Price - $1,010,000
Fairfax County VA
New Home Prices
Average Price - $1,550,000
Loudoun County VA
New Home Prices
Average Price - $690,000
Prince William County VA
New Home Prices
Average Price - $535,000
Stafford County VA
New Home Prices
Average Price - $578,000
Spotsylvania County VA
New Home Prices
Average Price - $505,000
*******************
SPECIAL OFFER
Leesburg Townhome.
Short Sale in Leesburg
Virginia. $259,900.

Priced below market.
Owner must sell.
Call Lenn to see.
800-711-7988.
SOLD SHORT SALE
This home sold for
$251,000 in 36 days.
If you need help with a
SHORT SALE.
call Lenn, 800-711-7988
******************
SHORT SALE services offered by
Homefinders.com. Maryland and
Virginia home owners in need of
listing your property for
"SHORT SALE", contact us and
we'll help you and an experienced
agent skilled with the Short Sale
process will help you evaluate the
alternatives for relief from mortgage
payments that you cannot make.
A SHORT SALE is not routine and
the agent will advise you about the
feasibility of listing and selling your
home as a SHORT SALE in Maryland
or Northern Virginia. For a Short
Sale conference, call Lenn at
800-711-7988.
REAL ESTATE AUCTIONS - Good news for home sellers.
Auction Marketing may be the best way to sell your home
in Maryland faster and for the best price. More. . . .
********************
BRAC - Military Relocation
in Maryland and Virginia
********************
The Buyers Guide to Homes in Maryland and Virginia Real Estate
"Enjoy The Home Buying Experience"
"Homefinders Also Offers Spanish Speaking
Agents for Maryland,
Virginia, DC Real Estate"
MARYLAND HOMES
VIRGINIA HOMES
SEARCHING FOR HOMES LISTED FOR SALE IS EASY.
HOMEFINDERS IS HERE TO HELP YOU RESEARCH THE MARYLAND AND VIRGINIA REAL ESTATE MARKET
SITE MAP: Learn about the counties, the cities, home prices, agents, demographics, rebates, new homes, resale
homes, foreclosures, transportation and much much more.
CLICK HERE FOR THE SITE MAP - INDEX
Homefinders experienced Maryland and Virginia Agents and Brokers offers the following services:
Buyer Agents specializing in helping home buyers in Maryland and Northern Virginia.
Listing Agents specializing in listing properties for sale in Northern Virginia and Maryland.
Foreclosure specialists to help home buyers find good bank owned homes for sale.
Short Sale specialists to help sellers work with their mortgage company to sell their home.
New Home specialists to help buyers meet builders and compare the home styles and locations.
SEARCH HOMES FOR SALE GUIDE:
Step 1. Go to the HOMEFINDERS MAP below and find the county where you are interested in searching for homes. Over 85,000 properties listed.
Step 2. Click the county and get ready for an adventure. All Maryland and Northern Virginia neighborhoods and towns and cities are included.
Step 3. Contact Lenn Harley, Broker for Homefinders.com, 800-711-7988, and we'll answer your questions and help you find the real estate you want.
CLICK THE COUNTY for local information and county map
********
Virginia MLS Home Listings. Search homes listed by agents for sale in the MLS through the consumer site,
Homesdatabase.com in Alexandria, Arlington, Culpeper, Fairfax, Falls Church, Fauquier, King George, Loudoun,
Prince William, Spotsylvania, Stafford, Westmorland. Existing homes for sale as well as a wide New Home
Selections including new construction, homes in inventory ready for quick delivery. Homefinders also offers
hundreds of foreclosures and short sale real estate for Maryland and Virginia real estate home buyers.
Maryland MLS Home Listings: Homes listed by agents in the MLS for Virginia are available for buyers
to search on Homesdatabase.com for Anne Arundel, Baltimore, Baltimore City, Calvert, Carroll, Cecil, Charles,
Frederick, Harford, Howard, Montgomery, Prince George's, St. Mary's, Washington counties and the Maryland
Eastern Shore in Caroline, Dorchester, Kent, Queen Anne's, Somerset, Talbot, Wocomico, Worchester. Homes
listed for sale include a wide selection of resales in all prices, new homes including new construction
and homes ready for quick move in, foreclosed properties and short sale listings.

MEET some of the Homefinders broker and agents ready to help YOU. Homefinders is a network of
experienced full time real estate professionals who are dedicated to helping you, the home buying consumer.
Find the very best home that meets your needs at the very best price, terms and conditions. Experienced
licensed Maryland and Virginia Brokers and Agents who meet the Homefinders.com criteria for excellence including:
MLS access * LockBox access * Errors and Omissions insurance, * REALTORS® NAR membership * e-PRO Certification * Continuing Education
Our network of Real Estate Licensed Brokers and Agents includes special training and experience with:
Resale Homes * New Homes * Luxury & Custom Homes * Waterfront Properties * Foreclosures * Short Sales * Horse Properties * Acreage
WHO WILL BENEFIT BY WORKING WITH A HOMEFINDERS AGENT?
-
First time home buyers looking for patient, caring help with financing and home search.
- Move up buyers looking for an agent with experience with contingent sales and new and luxury homes.
- Home owners down sizing to smaller more manageable homes, condominium and adult living.
- Folks looking for Active Adult Community living, gated communities.
- Luxury home buyers will appreciate our agents' dedication and experience.
- Buyers with a home to sell in MD or VA will save with our 4.5% listing fee.
- Homes with acreage are a Homefinders' speciality.
- Buyers looking for horse friendly homes with land.
- Buyers who appreciate the market knowledge our agents offer.
- Buyers will all benefit from the Homefinders.com REBATE for resale homes.
- New home buyers will appreciate the Homefinders.com New Home REBATE.
- Home buyers looking for the new home sites that are not advertised.
- All resale buyers will benefit from the Homefinders.com FREE One Year Home Warranty.
- Buyers who need a referral to an experienced local mortgage loan officer with good rates.

Blog for news and announcements about the Maryland and Virginia real estate market.
Check in regularly and we'll update you on market conditions and special new home opportunities. Topics covered
are market conditions, new home specials, new laws related to real estate, mortgage industry news and more.

New FHA Loan Limits for 2008.
Northern Virginia Counties:
Alexandria, Arlington, Clark, Fairfax, Fauquier, Loudoun, Prince William, Spotsylvania and Stafford = $729,750
King George = $386,250
Maryland Counties:
Calvert, Charles, Frederick, Montgomery and Prince George's = $729,750
Baltimore City and County, Carroll, Harford and Howard = $560,000
St. Mary's County - $400,000

Homefinders Site Map. Maryland and Virginia real estate encyclopaedia. Find it here. Maps,
Demographics, articles about buying and selling real estate in Maryland and Northern Virginia.
This SITE MAP INDEX is your guide to comprehensive and timely Maryland and Virginia home buying information.
Scan the real estate topic index and if you don't find what you're looking for, just give us a call at 800-711-7988. We can help.

Maryland and Virginia SEARCH. LISTINGS for homes listed in the MLS. Active
listings can be searched by location, price and get daily e-mail updates. No registration required.
Home buyers can search the consumers listing database, Homesdatabase.com and see all ACTIVE homes
for sale that are included in the REALTORS® MLS. Active listings of homes for sale that are entered
in the MLS by listing offices are added to the Homesdatabase system daily.

Get a FREE Demographic Report from Homefinders.com. Just send us and e-mail and we'll have the report off to you today.
Reports are produced for State, County, City and neighborhood levels. Statistics and information include:
income, population, 25 nearest public and private schools, houses of worship, state, county, city demographics
for land areas, population, income, housing costs, and much, much more.

Leesburg townhome priced to sell. "Short Sale" and distress priced to sell quickly. This townhome is priced at $259,900 with quick occupancy. Homes in Leesburg are convenient for shopping and commuting. This Leesburg townhouse has 3 Bedrooms, 2 Full Baths, 1 Half Bath. Pre-foreclosure sale
SOLD. Short Sale SOLD in 36 days. SOLD price, $251,000.

$479,900. Springfield, VA Real Estate. Remodelled single family home in Springfield, VA. Vacant with quick settlement. $0.00 Down, $0.00 Cash. $500 Buyer REBATE. Free Home Inspection. Free One Year Home Warranty.
Photos here. Contact Lenn to see: 800-711-7988,
EMail.
FARM IN GETTYSBURG FOR SALE - 100 acres and beautiful 1880 home. Farm is suitable for agriculture, horses and cattle. Price $2,650,000.
Contact Lenn Harley to arrange a tour of the farm and home for sale. Click
HERE for more information.

Round Hill: PRICE REDUCTION. Was $879,900 REDUCED to $829,900. Priced to sell and ready for quick occupancy.
This spectacular home offers 4 Bedrooms, 4.5 Baths, Brick Front, 3 Car Side Load Garage,
Morning Room off Kitchen. Gourmet Kitchen with Granite Counter Tops, Private Veranda off
Owner's Suite; all on a lovely 6+ acre lot. Call Lenn to see, 800-711-7988, E-Mail.

PRICE DISCOUNTED: NEW HOME in Waterford Virginia ready for quick settlement. Luxury home in Waterford.
3 wooded acres on cul-de-sac with spectacular views. 3 finished level of luxury with dramatic 2 story
family room and foyer, dramatic foyer entrance. Discounted for quick sale at $799,900. Builder is
anxious to sell. Contact Lenn to see at 800-711-7988. This home qualifies for the Homefinders 1% REBATE.

GAITHERSBURG RAMBLER, Priced to sell at $635,500. 1.39 acre lot wooded
lot in the Goshen area of Montgomery County. Upgraded kitchen, Fireplace,
Over 4,000 sq. ft. finished living area. Free Warranty. Free Home Inspection.
Call Lenn Harley to see. 800-711-7988. Vacant and ready for new owner.
Foreclosures in Maryland and Virginia offer a good opportunity for home buyers to buy a home at a good price. Homefinders agents are trained and skilled to sell bank foreclosures. Foreclosed properties in Maryland and Virginia account for up to 4.6% of the homes listed for sale in the MLS. Ask your Homefinders agent to include foreclosed real estate in your home tour.
FORECLOSED HOMES FOR SALE IN MARYLAND AND NORTHERN VIRGINIA - 1st Quarter 2008
Includes all properties, single family homes, town houses, condos.
Maryland bank owned, REO, properties for sale. 5/08
Anne Arundel County foreclosures - 31 - average price $343,403.
Baltimore County foreclosures - 30 - average price $232,817.
Carroll County foreclosures - 3 - average price $243,933.
Charles County foreclosures - 13 - average price $378,292.
Frederick County foreclosures - 32 - average price $299,778.
Howard County foreclosures - 13 - average price $359,162.
Montgomery County foreclosures - 145 - average price $310,467.
Prince George's County foreclosures - 203 - average price $285,242.
Virginia bank owned, REO, properties for sale. 5/08
Arlington County foreclosures - 13 - average price $352,446.
Fairfax County foreclosures - 380 - average price $331,802.
Fauquier County foreclosures - 12 - average price $301,367.
Loudoun County foreclosures - 187 - average price $298,016.
Manassas foreclosures - 131 - average price $184,078.
Prince William County foreclosures - 598 - average price $234,552.
Stafford County foreclosures - 46 - average price $286,808.

Florida Relocation or Retirement: Our Homefinders.com Broker Network is ready to help you with your home search in Central Florida in Polk and Osceola Counties in Kissimmee, Poinciana. Homes in gated communities with good prices and amenities; fishing and golf, all just a few miles from Disney World. FANTASTIC PRICES
available in Poinciana in Kissimmee with lovely homes starting in the $200,000 price range for 3 bedrooms, 2 full baths, swimming pool, beautiful exteriors and more.

Richmond Virginia homes and real estate. Homefinders agent in Richmond is ready to help you find a wonderful home in Richmond,
Hanover, Henrico, Goochland, Chersterfield, Powhatan and New Kent Homes.

Welcome to Homefinders.com. This web site, HOMEFINDERS.COM, has been helping home buyers find their new or resale
home for sale in Maryland and Virginia areas since 1995. Lenn Harley, Broker for Homefinders.com has been helping
home buyers in Maryland and Northern Virginia since the mid 1980s through title services, as a Maryland real estate
agent, a Virginia real estate agent and as a Maryland and Virginia real estate Broker. Call me to chat about your
real estate needs in Maryland or Northern Virginia, Lenn Harley, 800-711-7988.

"All agents and broker for Homefinders.com are members of the NATIONAL ASSOCIATION OF REALTORS®.
In recognition and appreciation of their obligations to clients, customers, the public, and each
other, REALTORS® continuously strive to become and remain informed on issues affecting real
estate and, as knowledgeable professionals, they willingly share the fruit of their experience and
study with others." NAR Code of Ethics.

The Internet has dramatically changed the public access to real estate information and help with
the purchase and sale of residential properties. Homefinders.com agents in Maryland and Virginia
are trained to use new technology to meet the needs of our home buyers in the 21st Century.

Homefinders.com is dedicated to the spirit and law of Fair Housing for all home buyers.
Homefinders.com follows Fair Housing in employment and housing.
********
"Domain for Sale"
Buyer Rebate Certificate HERE
Click image to enlarge
LOUDOUN COUNTY NEW HOMES - BEST BUY IN LOUDOUN COUNTY FOR NEW CONSTRUCTION
Homes in Round Hill with all wooded lots, cul-de-sac home sites, 1-5 acres, horses permitted on the lots of 3 acres or more.
Beautiful homes with 2,658 to 4,300 square feet of luxury features including garden baths in owner's bedroom suite, FREE fireplace
in Family Room, Free Granite Counter Tops, 7 models from which to select, porch, brick front, stone front, side load garages
finished basement and other options to personalize your new home in Round Hill. Builder incentives include about $35,000
in free options per plan and closing help. These homes qualify for the Homefinders.com REBATE of $7,000.

Beautiful Wooded Lots for your
new home in Round Hill
Best value in new homes in Loudoun County, VA.
Call Lenn to tour these lots and get floor plans.
These new homes in Loudoun County qualify for the Homefinders.com new home REBATE.
WHAT'S HOT AND WHAT'S NOT IN THE MARYLAND AND NORTHERN VIRGINIA REAL ESTATE MARKET?
HOT - FORECLOSURES IN MARYLAND AND NORTHERN VIRGINIA
Banks and mortgage companies have foreclosed on a record number of properties in Maryland and Northern
Virginia and these homes are for sale NOW and at priced discounted about 5-20% from market averages.
Homefinders network of highly experienced agents and broker know how to negotiate good contracts
for our buyers and we are dedicated to finding the best home for you at the best price possible.
HOT - NEW HOMES IN SOME VIRGINIA
Builders in Virginia have reduced prices dramatically in the past year and you can benefit.
We fully expect new home prices to be increased shortly. We may be wrong. What we do know is that
our new home buyers have purchased homes at about 10-20% less than prices were in 2005-2006.
Builders are offering generous incentives to buy NOW while they have so many lots on which to build
and personnel that they need to keep busy in these slow times. Home buyers can take advantage of
the slow new homes market. Contact Lenn 800-711-7988 with questions. We've been selling new homes
in Maryland and Northern Virginia for over 20 years and never have I seen better bargains for new home buyers.
We also REBATE 1% of the sale price of the home back to our buyer. Our way of saying THANKS!
WHAT'S NOT HOT - SHORT SALES
There are bargains to be had in for our home buyers who have the patience to deal with the banks and
mortgage companies that hold the liens on homes. HOWEVER, the banks and mortgage companies
do NOT have guidelines for processing SHORT SALES. Our network of experienced real estate brokers
and agents have successfully listed and sold many short sales in the past year. However, the process
for BUYING A SHORT SALE IN MARYLAND OR VIRGINIA is slow due to the poor processing of the
bank or mortgage company that must approve the SHORT SALE. The contract of sale is between the
buyer and seller. However, the mortgage company MUST approve the sale and they often take 30-120
days to make a decision. Buyers need to be aware of the possible delays and possibility that a
Short Sale contract may not close. Banks can withdraw approval all the way to the day of settlement.
We will help you find a home offered as a Short Sale. We know how to process the contracts. We
cannot promise that the seller has a property that will close as a Short Sale. Homes listed as Short
Sale may not meet the lender's guidelines for Short Sale and the lender may not have reasonable
guidelines. Homefinders agents know how the system works and will do our best to protect you whether
you are buying or selling.
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