COST OF LIVING IN MARYLAND AND NORTHERN VIRGINIA. Contact us to find out about the COST OF LIVING COMPARISON from where you live now to the area in Maryland and Virginia in which you plan to consider buying a home.

Homefinders.com agents and referral agents have sold homes in every county in our market area and our experience will help you too. Whether Maryland or Northern Virginia, we know the market.

HOMEFINDERS.COM has years of experience helping home buyers relocating to Maryland or Northern Virginia. Our Homefinders.com Buyer Agents know the area, are all skilled with e-mail will happilly act as your eyes and ears until you arrive and are ready to move into your newly purchased home.

HOMEFINDERS.COM WILL SEND MLS LISTINGS BY E-MAIL
Your Homefinders.com agent will send information with photos of homes offered for sale in your price range and location in Maryland or Virginia so you can see what the market is like in your price range. You can also receive daily updates of new home listings that come on the market for as long as you wish.

HOMEFINDERS.COM WILL SEND DEMOGRAPHIC REPORTS FOR AREAS IN WHICH YOU HAVE AN INTEREST BY E-MAIL
Compare homes from area to area. The eNeighborhoods Reports show average incomes for the different areas, average home prices, county information, public or private schools in the area you selected, and much more. We also offer information on Cost of Living Comparison information to help you understand the demographics in your destination location.

HOMEFINDERS.COM WILL SEND PUBLIC SCHOOL RANKINGS
Public school information is important to many home buyers. Homefinders.com has access to ranking reports, testing results statistics, and more for local schools. Be sure to ask for public school information if that is important to your home search in Maryland or Northern Virginia.

HOMEFINDERS.COM CAN HELP YOU BE MORTGAGE READY
BEFORE YOU ARRIVE, you may wish to get Pre-aproved for a mortgage loan. If you have a relationship with a lender, you can obtain a pre-qualifying letter from them. If you do not have a relationship with a lender, Homefinders.com will refer you to a local lender who will prepare the pre-qualifying letter before you arrive.

HOMEFINDERS.COM WILL HELP YOU BECOME COMMUTER SAVVY
Print and use the county maps located on Homefinders.com to learn the commuting highways and byways in the Maryland and Northern Virginia areas. We also offer METRO Maps, MARC Maps and VRE Maps to help you understand the public rail transportation available.

YOU WILL BE AN INTERNET EMPOWERED HOME BUYER
Before you arrive, you'll have an awareness of the neighborhoods in your price range. Once you are here, you'll be ready to tour homes and get a "feel" for different communities in your price range. Homefinders.com agent will select a home or homes to show you based on your stated criteria of price range and location of homes in Maryland.

TIME TO GET PRE-APPROVED
Depending on how quickly you need to buy, we need to be prepared. If you have a preferred lender, contact them and tell them that you're ready to buy a home in and wish to have a written pre-qualifying letter. If you do not have a preferred lender, your Homefinders.com agent can recommend lenders to you that are experienced with loans for the type home you are planning to buy. We'll get the pertinent information to the lender and have a pre-qualifying letter within hours. Now you are REALLY ready to buy a home.

YOUR HOMEFINDERS.COM BUYER'S AGENT WILL BE AVAILABLE
That means that your Buyer's Agent will clear their schedule to be available for you during your buying trip. Your home search is the most important thing at the moment. Finding a home is a complicated process and your agent will be available to you until you find your home of choice.

YOU ARE READY TO SELECT A HOME
Now is the time to really look at the home you have to selected to write an offer to buy. Your Homefinders.com agent will provide you with the DISCLOSURE/DISCLAIMER STATEMENT, information about other sales in the area with which to compare the list price, lead based paint disclosures (if the home was constructed prior to 1978), other disclosures as appropriate. Time permitting, we'll tour the home again and look in every nook and cranny of every room of every floor, inside and out, to make sure you know as much as possible about the home BEFORE you write an offer.

WRITING THE OFFER
Your Homefinders.com agent will explain the RESIDENTIAL CONTRACT OF SALE TO YOU in detail. You can decide if you wish to have a home inspection, Radon inspection (highly recommended for homes in some area of this real estate market), how the Home Warranty works, what all of the addenda mean and help you structure your offer considering price, settlement date, inspections, and every aspect of the written offer. Offers in Maryland are in writing and are very serious. At this time, you MUST have AT THE LEAST a pre-qualifying letter to accompany your offer. When traveling to find a home, BRING YOUR CHECK BOOK. Home buyers have lost opportunities to buy they home they wanted because they were not prepared to write a personal check for the Earnest Money Deposit.

OFFER, COUNTER OFFER
Once you make a written offer, it must be presented to the seller, often through the listing agent, with all addenda and often along with other buyers' offers competing for the same property. Your Homefinders.com agent will stay on top of the negotiating process to make sure that your interests are promoted depending on what is important to you. Often the settlement date is as important to the buyer or seller as the price.

YOU HAVE A CONTRACT, WHAT NOW?
If you have relocated and are in a temporary apartment or hotel, you can attend all required or desired inspections. If you have selected your home and returned to your present home, we can be your eyes and ears and attend the desired inspections for you.

ELVES AT WORK
While the lender is working on your loan commitment, your Homefinders.com agent is preparing your contract for settlement. Your Contract of Sale will be taken to a local itle and the title company will begin the process of ordering a copy of your title and all of the transactions recorded in the county for that property. Once the title is searched, the report will be sent to the title company and they will make sure that the title can be conveyed to you with no encumbrances.

The title company will also order a survey of the property that you have under contract. You'll receive a copy of the survey at settlement. The lender will order an appraisal of the property. The purpose of the appraisal is to make sure that the property is equal in value or more than the purchase price of the home. While the appraisal protects the lender, it is also protection for you, the home buyer. Your Homefinders.com agent will order the termite inspection. You'll be protected by contract in case of infestation or repairs do to wood destroying insects. If the property is on well and septic, the well water will be tested to make sure it meets county standards for safety.

HAZARD INSURANCE
It's time to order hazard insurance. This is a condition of your mortgage loan. You can select the insurance company of your choice. Often you'll get a discount if you also insure your automobile with that insurance company. Homefinders.com will recommend an agent if you don't have one.

GET READY FOR SETTLEMENT
Title work is completed. Survey is completed. Appraisal is completed. All of the verifications for your accounts, employment are in. . . . . Your loan is approved, settlement can take place on the date agreed in the contract.

LET'S GO TO SETTLEMENT
The lender will send the new Deed to the title company along with the Deed of Trust and the money to fund your loan. You will bring a Cashiers Check for the down payment and closing costs according to the Good Faith Estimate provided by your lender when you made the loan application. The title officer or attorney will explain all of the documents prepared for your signature and collect your closing money. The seller will sign the Deed and give you the keys to your newly purchased home in Maryland. Your Homefinders.com agent will accompany you to settlement and make sure everything is in order.

CONTACT US FOR MORE INFORMATION
Have questions?? Contact Lenn Harley, Broker for Homefinders.com. We can help. Ask for our relocation package and enjoy your home search.

Contents of Relocation Package will be selected based on your individual needs.
Talk to Homefinders.com.